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2026 Open Enrollment Report

What AI revealed about how employees actually make benefits decisions

Cascade AI’s annual analysis of real, anonymized employee conversations during Open Enrollment.

The year-over-year shift is the most important finding yet, and it is a signal every HR leader should see.

For the second year running, Cascade AI analyzed real, anonymized employee conversations during Open Enrollment. This guide shares what we learned about how employees actually make benefits decisions. It is something every HR leader should see navigating 2026 Open Enrollment.

The data will change how you think about what employees need from benefits support. 

WHAT’S INSIDE 
  • The year-over-year data showing changes in employee decision-making
  • When and how employees make their benefits decisions 
  • The questions employees are asking and data they’re using
  • What leaders need to know for 2026 Open Enrollment

Customer Stories

OneOncology Scales From 7,000 to 20,000 Employees With a 99.3% Case Deflection Rate

Rentokil Terminix Delivers AI-Powered Benefits Decision Support to 20,000 Employees

Deploy AI Agents Across Your IT and
HR Shared Services in Weeks

See what Cascade can resolve, execute, and automate across your enterprise. 

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